Maria just inherited a significant amount of money. She’s seen friends make mistakes with an inheritance so she wants to be careful that she doesn’t mess up. She’s decided to look for financial help. However, she’ll be best served by a fee-only fiduciary advisor who is legally obligated to always put her interests first. She doesn’t want to invest in a way that requires her constant attention or keeps her from sleeping at night, so having an investment manager who will listen to her goals and understands how to manage risk is very important. She would like to be able to use some of the money now, save some for retirement, and leave some to her children.